Direct Banc Mortgage Inc. Terms of Use

Welcome to the Direct Banc Mortgage Inc. ("Direct Banc," "we," "us," or "our") website and any affiliated services (collectively, the "Services"). These Terms of Use ("Terms") govern your access to and use of our Services. Please read these Terms carefully before using our Services. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, do not use our Services.

• Eligibility
  
  By using our Services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding contract.
• Communications Consent
  
  By providing your phone number, email address, and any other contact information to Direct Banc Mortgage Inc through the website or otherwise, you expressly consent to receive communications from us, including but not limited to, text messages, phone calls, and emails. You understand and agree that such communications may be for promotional purposes, updates, or any other relevant information related to Direct Banc Mortgage Inc
• License to Use Our Services
  
  Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our Services for your personal, non-commercial purposes.
• Restrictions on Use
  
  You agree not to use our Services in any manner that:
  
  a. Violates any applicable law, regulation, or court order;
  
  b. Infringes or violates any intellectual property rights, privacy rights, or any other rights of any third party;
  
  c. Impersonates any person or entity, or misrepresents your affiliation with a person or entity;
  
  d. Engages in unauthorized framing of or linking to our Services;
  
  e. Transmits or introduces any viruses, worms, or other malicious software to our Services;
  
  f. Collects, harvests, or uses any information about other users of our Services for any purpose, including sending unsolicited communications;
  
  g. Interferes with, disrupts, or attempts to gain unauthorized access to our Services, or any related systems or networks.
• Intellectual Property Rights
  
  All content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, and software, are owned by Direct Banc or its licensors and are protected by United States and international copyright, trademark, patent, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of the material on our Services without our prior written consent.
• Third-Party Links and Resources
  
  Our Services may contain links to third-party websites or resources. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or resources. You acknowledge and agree that we are not liable for any loss or damage arising from your use of or reliance on any third-party content or resources.
• Disclaimer of Warranties
  
  Our Services are provided on an "as is" and "as available" basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Services will be uninterrupted, secure, or error-free, or that any information obtained through our Services will be accurate or reliable.
• Limitation of Liability
  
  To the fullest extent permitted by law, in no event shall Direct Banc or its affiliates, officers, directors, employees, agents, licensors, or suppliers be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of or inability to use our Services, even if we have been advised of the possibility of such damages.
• Indemnification
  
  You agree to indemnify, defend, and hold harmless Direct Banc and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our Services, including, but not limited to, any use of our Services' content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from our Services.
• Governing Law and Jurisdiction
  
  These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State in which Direct Banc is incorporated, without giving effect to any choice or conflict of law provision or rule.Any legal suit, action, or proceeding arising out of or related to these Terms or our Services shall be instituted exclusively in the federal or state courts located in the State and County in which Direct Banc has its principal place of business. You agree to waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
• Changes to These Terms
  
  We reserve the right to update or modify these Terms at any time, in our sole discretion. We will notify you of any changes by updating the "Last Updated" date at the top of these Terms. Your continued use of our Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes, as they are binding on you.
• Termination
  
  We may terminate or suspend your access to our Services at any time, without prior notice or liability, for any reason or no reason, including, without limitation, your breach of these Terms.
• Miscellaneous
  
  These Terms, along with our Privacy Policy, constitute the entire agreement between you and Direct Banc with respect to your use of our Services and supersede all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the subject matter hereof. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
• Contact Information
  
  If you have any questions or concerns about these Terms, please contact us at:
  
  Direct Banc Mortgage Inc.
  11755 Wilshire Blvd., Suite 1250
  Los Angeles, CA 90025
  info@directbancmortgage.com
  (888) 779-1834